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12 Best Medical Collection Services

After a thorough evaluation, I've handpicked the top 12 medical collection services to conquer your challenges. Let's dive in!

  1. ProMD Billing & Collections - Best for streamlined end-to-end revenue cycle management
  2. Summit AR - Best for comprehensive patient-friendly collection approach
  3. IC System - Best for healthcare-focused debt recovery solutions
  4. MetCredit - Best for fast and ethical debt recovery
  5. Empire Credit and Collection - Best for handling sensitive medical debt collection
  6. Kubra - Best for user-friendly patient billing experiences
  7. All Debt Solutions - Best for compliant medical debt recovery process
  8. MedMetrix - Best for advanced analytics in revenue cycle management
  9. Growfin - Best for leveraging AI in medical billing
  10. ComtronicSystems - Best for its robust DebtMaster software
  11. CodaMetrix - Best for improving financial outcomes with AI solutions
  12. Kinum - Best for a connective approach to debt collection

In the world of healthcare, managing delinquent accounts can be a significant challenge. That's where medical collection services come into play. As an in-house representative of a healthcare facility or a third-party debt collection agency, these services help tackle past-due accounts, with a focus on account resolution and payment plan arrangements.

If you're grappling with a high volume of delinquent accounts, I believe exploring these options could be beneficial. These agencies have a track record of success rates, and their HIPAA-compliant practices ensure that patient information remains secure. Call them - they'll provide a phone number for contact - and see how they can support your debt recovery efforts.

What Is a Medical Collection Service?

Medical collection services provide a bridge between healthcare providers and patients, ensuring smooth transactions and handling the crucial aspect of debt recovery. These services play a pivotal role in the efficient management of the healthcare revenue cycle, which can often be complex due to the nature of medical billing and insurance.

Operating in a landscape dominated by regulations such as ACA and HIPAA, these agencies understand the sensitive nature of healthcare-related debts. They are compliant with CFPB regulations, maintain a clean record with the Better Business Bureau, and employ advanced strategies such as skip tracing to track down patients who are hard to reach.

Medical practitioners, hospitals, clinics, and other healthcare establishments utilize these services to maintain cash flow stability, minimize bad debt write-offs, and enhance patient satisfaction. The ultimate goal is to ensure the financial health of the medical practice while focusing on providing excellent patient care.

12 Best Medical Collection Services Overview

1. ProMD Billing & Collections - Best for streamlined end-to-end revenue cycle management

ProMD Billing & Collections websitte screenshot
A look at the ProMD Billing & Collections website.

ProMD Billing & Collections is a healthcare-focused debt collection service that takes care of every aspect of your revenue cycle management. Their deep understanding of healthcare billing intricacies and commitment to efficiency make them stand out in the crowded landscape of medical collection agencies.

Why I Picked ProMD Billing & Collections:

In the sea of similar services, I found ProMD Billing & Collections to shine particularly bright. Their unique edge lies in providing a comprehensive solution for revenue cycle management, encompassing patient registration, charge capture, coding, claim submission, remittance processing, and more. This comprehensive offering, I believe, is what makes them the best fit for those seeking to streamline their end-to-end revenue cycle management.

Standout Features & Integrations:

ProMD Billing & Collections brings to the table powerful features such as credentialing services, contract management, and denial management, ensuring nothing slips through the cracks. Additionally, they have a robust follow-up service that can significantly improve collection rates. The platform integrates seamlessly with various EHR systems, which can be a game-changer for practices seeking to automate and enhance their billing process.


From $199/user/month

  • ProMD Billing & Collections charges a monthly fee, but the actual rate is determined based on the size and scope of your practice.


  • Comprehensive revenue cycle management
  • Robust follow-up services
  • Seamless integration with EHR systems


  • Higher starting price compared to some other services
  • Lack of a free or low-cost entry-level option
  • The pricing structure could be more transparent

2. Summit AR - Best for a comprehensive patient-friendly collection approach

Summit AR website dashboard
A sneak peek of the Summit AR website dashboard

Summit AR, a reputed medical collections service, strongly emphasizes maintaining patient relationships during the debt recovery process. Their philosophy of 'P.H.D. (Preserve Human Dignity)' manifests in the tact and understanding they apply to collections, making them a top choice for patient-friendly approaches.

Why I Picked Summit AR:

I selected Summit AR due to its distinctive philosophy that prioritizes preserving human dignity, making them stand apart from other services. This approach to collection ensures that patient relationships are not strained due to financial matters, fostering trust and long-term engagement. This thoughtful strategy justifies their suitability for those seeking a comprehensive patient-friendly collection approach.

Standout Features & Integrations:

Summit AR is equipped with features such as pre-collect services, insurance resolution, and credit reporting. Their patient-centric collection process, combined with extensive reporting and analytics, offers medical practices a full suite of tools for effective debt management. While information about specific integrations is limited, their versatile services can complement any existing practice management system.


Pricing upon request


  • Strong focus on preserving patient relationships
  • Extensive reporting and analytics
  • Comprehensive suite of debt management tools


  • No specific integrations listed
  • Pricing information is not readily available
  • Limited information about their technology stack

3. IC System - Best for healthcare-focused debt recovery solutions

IC System website screenshot
IC System caters to the healthcare industry keeping in mind patient relations.

IC System is a collection agency that specifically caters to the healthcare industry, providing debt recovery solutions that are mindful of patient relations. Their nuanced understanding of healthcare dynamics makes them an apt choice for practices seeking a dedicated partner for their collection needs.

Why I Picked IC System:

The reason IC System made it to my list is its specific focus on the healthcare industry. By choosing to specialize, they bring to the table a refined understanding of the complexities of medical billing and collections, which is a rarity in the vast field of collection services. Their healthcare-centric approach, I believe, makes them the ideal solution for healthcare providers seeking focused debt recovery services.

Standout Features & Integrations:

IC System offers an array of services including pre-collection, bad debt collection, and credit reporting. They also provide robust analytics and reporting to help medical practices understand their collection performance. IC System can integrate with most major practice management systems, enhancing their utility for various healthcare setups.


Pricing upon request


  • Specific focus on healthcare debt recovery
  • Robust analytics and reporting
  • Ability to integrate with major practice management systems


  • Lack of specific pricing information
  • Limited details about unique features
  • No mention of a dedicated patient portal

4. MetCredit - Best for fast and ethical debt recovery

MetCredit webiste screenshot
MetCredit is known for it prompt and ethical debt services.

MetCredit is a widely recognized collection agency known for its prompt and ethical debt recovery services. Their adherence to a strict code of conduct, coupled with their speedy recovery process, sets them apart in the realm of medical collections.

Why I Picked MetCredit:

I chose MetCredit for this list due to its reputation for swift and ethical collection procedures. Their commitment to maintaining the dignity and respect of debtors during the collection process is truly commendable. Their quick response and effective recovery strategies make them the best choice for medical institutions seeking fast yet respectful debt recovery.

Standout Features & Integrations:

MetCredit's services extend to pre-collection, full collection, and even litigation if necessary, providing a complete package for debt recovery. They also offer online access for clients to track the progress of their collections in real-time. Information on specific integrations isn't readily available, but given their comprehensive services, they can likely accommodate various practice management systems.


Pricing upon request


  • Fast and ethical collection procedures
  • Comprehensive service range from pre-collection to litigation
  • Real-time online tracking of collections


  • Limited information on software integrations
  • Pricing is not transparent
  • No explicit focus on the healthcare sector

5. Empire Credit and Collection - Best for handling sensitive medical debt collection

Empire Credit and Collection website screenshot
Empire Credit is highly respected in its feild.

Empire Credit and Collection is a highly respected service known for its sensitive and understanding approach to medical debt collection. Their expertise in navigating delicate patient relationships while ensuring prompt debt recovery truly sets them apart.

Why I Picked Empire Credit and Collection:

I picked Empire Credit and Collection for its tactful handling of medical debt collection. The level of care they show when dealing with debtors ensures the protection of patient relationships, a unique quality that makes them stand out. Therefore, they're the best choice when sensitive medical debt collection is the main concern.

Standout Features & Integrations:

Empire Credit and Collection offers a 'No Collection - No Fee' service, which ensures risk-free collections for their clients. They also provide online reporting for clients to track their collections. Although explicit information about their integrations isn't available, their compatibility with various medical practice systems seems plausible due to their specialized focus.


Pricing upon request


  • Sensitive approach to medical debt collection
  • 'No Collection - No Fee' service
  • Online reporting for tracking collections


  • Limited information on specific software integrations
  • Pricing is not transparent
  • Specific healthcare focus might limit versatility

6. Kubra - Best for user-friendly patient billing experiences

Kubra EZ pay feature screenshot
Kubra EZ pay feature is simple and easy to use.

Kubra, a leading platform in the field of customer experience management solutions, excels in providing an intuitive, user-friendly patient billing experience. Their advanced suite of billing and payment services simplifies the process for patients, ensuring maximum convenience.

Why I Picked Kubra:

I selected Kubra for this list because of its emphasis on the user experience in patient billing. The ability to simplify complex billing procedures into an intuitive, user-friendly interface makes Kubra different from many competitors. This makes it the top choice for medical facilities aiming to provide a hassle-free patient billing experience.

Standout features & integrations:

Kubra provides various features such as eBilling, self-service bill payment, and proactive communications. Their platform integrates smoothly with existing enterprise resource planning (ERP) systems to streamline billing procedures. This seamless integration with various software applications means Kubra can become an integral part of any medical billing system quickly.


Pricing upon request


  • User-friendly patient billing experience
  • Smooth integration with ERP systems
  • Wide range of features including eBilling and self-service payment


  • Pricing is not transparent
  • Might be too complex for small medical facilities
  • Limited information on healthcare-specific services

7. All Debt Solutions - Best for compliant medical debt recovery process

All Debt Solutions website screenshot
All Debt Solutions focuses on compliance.

All Debt Solutions is a company that provides debt recovery services with an emphasis on compliance. Their meticulous approach to managing and collecting medical debt ensures adherence to stringent legal and ethical standards. This makes it ideal for healthcare facilities looking for a reliable and compliant medical debt recovery process.

Why I Picked All Debt Solutions:

In my search for the best debt recovery services, All Debt Solutions stood out for its robust compliance protocols. This quality sets it apart from many others in the industry. It's my belief that All Debt Solutions is an excellent choice for healthcare institutions that prioritize adherence to regulations during the debt recovery process.

Standout features & integrations:

All Debt Solutions is known for its comprehensive debt recovery program, including pre-collection services and bad debt recovery. One notable feature is its client portal, which provides real-time access to account information and progress reports. However, information about specific integrations with other software is not readily available.


Pricing upon request


  • Strong compliance protocols for debt recovery
  • Comprehensive debt recovery services
  • Real-time client portal


  • Pricing is not readily available
  • Information about software integrations is limited
  • Services may be too extensive for small practices

8. MedMetrix - Best for advanced analytics in revenue cycle management

MedMetrix website screenshot
MedMetrix places a special emphasis on advanced analytics.

MedMetrix is a provider of revenue cycle management services with an emphasis on advanced analytics. Its extensive data-driven insights help healthcare facilities optimize their revenue cycles. Considering its advanced analytics capabilities, it stands out as a preferred choice for facilities needing sophisticated data analysis in revenue cycle management.

Why I Picked MedMetrix:

I selected MedMetrix for this list due to its extensive focus on data analysis. Its ability to leverage large datasets to optimize revenue cycles is what truly sets it apart. Given this unique strength, I believe MedMetrix is the best choice for healthcare organizations seeking advanced analytics in their revenue cycle management.

Standout features & integrations:

MedMetrix offers powerful analytics tools that provide actionable insights into a healthcare organization's revenue cycle. Its integrated suite includes features like Patient Access Solutions, Revenue Recovery Solutions, and Financial and Clinical Analytics. However, specific information regarding its integration with other software is not explicitly listed.


Pricing upon request


  • Advanced analytics capabilities
  • Provides actionable insights into revenue cycles
  • Integrated suite of revenue cycle management solutions


  • Pricing is not readily available
  • Lack of explicit information about software integrations
  • May be too complex for smaller healthcare organizations

9. Growfin - Best for leveraging AI in medical billing

Growfin accounts receivable feature screenshot
A look at the Growfin accounts receivable feature.

Growfin is an innovative solution for medical billing that harnesses the power of artificial intelligence. It's designed to automate and streamline billing tasks, making it highly suitable for those looking to leverage AI in their medical billing processes.

Why I Picked Growfin:

I chose Growfin for inclusion in this list because of its exceptional use of AI technology. The ability to use AI to automate complex billing processes separates Growfin from other tools. Because of its robust AI capabilities, I think Growfin is an optimal choice for medical professionals aiming to harness AI in their billing procedures.

Standout features & integrations:

Growfin offers features such as automated billing, intelligent data extraction, and financial forecasting. Its AI system can learn from past data, thereby making more accurate predictions over time. However, explicit information regarding integrations with other software tools is not readily available.


Pricing upon request


  • Uses AI to automate complex billing processes
  • Intelligent data extraction for precise insights
  • Financial forecasting for more informed decision making


  • Pricing information is not transparent
  • Information about integrations is lacking
  • Its advanced AI features might be challenging for some users to understand fully

10. Comtronic Systems - Best for its robust DebtMaster software

Comtronic Systems dashboard screenshot
Comtronic Systems has an integrated suite of tools for an all-in-one debt management system.

Comtronic Systems is a comprehensive solution for debt collectors, thanks to its robust DebtMaster software. The software's integrated suite of tools assists with everything from account management to collection strategies. This makes it especially useful for those needing a robust and all-encompassing debt management system.

Why I Picked Comtronic Systems:

In the selection process, Comtronic Systems stood out for me primarily because of the comprehensive nature of its DebtMaster software. The extensive features of the software make it different from many other tools on the market. I believe Comtronic Systems is best for businesses in need of a robust and versatile debt collection solution.

Standout features & integrations:

DebtMaster's features include account management, payment processing, and collection strategies. It also boasts some sophisticated features like collector monitoring, attorney management, and a predictive dialer. As for integrations, DebtMaster can be integrated with a variety of other systems, including payment processors and document management solutions.


Pricing upon request


  • Comprehensive solution covering all aspects of debt collection
  • Offers an array of sophisticated features like attorney management
  • Integrates with a wide variety of other systems


  • Pricing details are not readily available
  • The software may have a learning curve for less tech-savvy users
  • The comprehensiveness of the software might be overwhelming for small businesses

11. CodaMetrix - Best for improving financial outcomes with AI solutions

CodaMetrix patient encounter feature screenshot
CodaMetrix patient encounter feature is designed to enhance performance and streamline the process.

CodaMetrix is an AI-driven platform designed to enhance the financial performance of healthcare organizations. Through innovative use of AI, CodaMetrix helps institutions streamline their processes, optimize resources, and improve their bottom line, making it particularly beneficial for improving financial outcomes.

Why I Picked CodaMetrix:

I selected CodaMetrix for its unique approach to leveraging AI in medical billing. This tool stands apart because of its commitment to deploying AI solutions for better financial outcomes. I am of the opinion that CodaMetrix is best for organizations that want to improve their financial performance through advanced, AI-driven technology.

Standout features & integrations:

CodaMetrix offers features such as predictive analytics, revenue cycle optimization, and AI-based automation. Its AI engine can automate various aspects of the revenue cycle and predict future trends for better decision-making. Integration-wise, CodaMetrix is designed to smoothly connect with existing healthcare information systems, enhancing workflow without causing disruption.


Pricing upon request


  • Leverages AI for improving financial performance
  • Includes predictive analytics for better decision-making
  • Integrates seamlessly with existing healthcare systems


  • Pricing information is not directly available
  • Might be too complex for smaller organizations with simpler needs
  • Implementation might require a change in existing workflows

12. Kinum - Best for a connective approach to debt collection

Kinum website screenshot
A look at the Kinum website.

Kinum is a comprehensive debt recovery service that utilizes a connective approach to help healthcare organizations recover outstanding debts. It efficiently bridges the gap between organizations and their customers, encouraging smoother, more respectful collections that contribute positively to customer relations.

Why I Picked Kinum:

I chose Kinum for this list because of its emphasis on connection and respect in debt collection. Its ability to engage customers in a positive manner while ensuring debt recovery stands out among competitors. Kinum is best for organizations seeking a debt recovery service that enhances customer relationships rather than straining them.

Standout features & integrations:

Kinum offers a collection system that incorporates professional collections, litigation, and a "Connect" phase, promoting better communication with the debtor. Furthermore, Kinum provides detailed reports allowing for better tracking of collection efforts. Its system integrates well with most existing practice management systems, making the transition and ongoing operations efficient and streamlined.


Pricing upon request


  • Connective approach that preserves customer relationships
  • Comprehensive collection system that includes professional collections, litigation, and "Connect" phase
  • Integration with existing practice management systems


  • Pricing information is not readily available
  • The connective approach may not be suitable for all businesses
  • Could require initial training to fully utilize all features

Other Medical Collection Services

Below is a list of additional medical collection services that we shortlisted but did not make it to the top 12. Definitely worth checking them out.

  1. DCI Collection Agency Rates - Best for competitive collection agency rates
  2. FFCC - Best for specialty medical debt collections
  3. Kareo - Best for comprehensive accounts receivable management
  4. ClinicAid - Best for Canadian healthcare organizations
  5. AdvancedMD - Best for integrated practice management
  6. CollectPlus - Best for healthcare-specific debt collection
  7. 1st Providers Choice - Best for customizable medical billing solutions

Selection Criteria for Medical Collection Services

In my quest to find the top medical collection services, I scrutinized more than two dozen tools, focusing on the nuances that do a particular service best suited for the intricacies of medical collections. I'm confident that my favorites offer the best combination of core functionality, key features, and usability to serve a variety of healthcare organizations.

Core Functionality

When looking at the core functionality of medical collection services, I paid close attention to the following:

  • Medical debt collection: Ability to recover medical debts effectively and ethically, with respect for patients' rights.
  • Reporting: Provision of clear, comprehensive reports on collection efforts, recovery rates, and outstanding debts.
  • Compliance: Strict adherence to federal and state laws regarding debt collection, including HIPAA and the Fair Debt Collection Practices Act.

Key Features

The key features that make a medical collection service stand out include:

  • Client portal: A dedicated portal for clients to track collection progress, communicate with the service, and access reports.
  • Multi-channel outreach: Use of diverse channels (e.g., phone, email, mail) to contact debtors, increasing the chances of successful recovery.
  • Patient advocacy: Efforts to educate patients about their debts and rights, and assist them in navigating insurance claims and payment options.
  • Customizable recovery strategies: The flexibility to tailor collection strategies to match the specifics of each client's needs.


Regarding usability, it is crucial that a medical collection service offers:

  • Intuitive interface: The platform should be easily navigable, even for non-tech-savvy users. The placement of options and tools should be logical, with a clean design that doesn't overwhelm users.
  • Efficient onboarding: Quick and effective set-up process, ideally with access to support or resources to guide users.
  • Reliable customer support: Timely and helpful responses to inquiries or issues, which is particularly important in the collections sector due to its legal and ethical complexities.
  • Accessibility: A service that's accessible across multiple devices, allowing users to monitor progress or communicate with the service from anywhere.

People Also Ask

What are the benefits of using medical collection services?

Medical collection services offer several advantages to healthcare organizations:

  1. Efficiency: These services streamline the debt recovery process, allowing healthcare organizations to focus on their primary task - patient care.
  2. Legal Compliance: Medical collection services are knowledgeable about the laws and regulations surrounding debt collection, helping to prevent legal issues.
  3. Patient Advocacy: Many services also offer patient advocacy, educating patients on their rights and assisting them with insurance claims and payment options.
  4. Customization: They can tailor collection strategies to meet each client's specific needs and circumstances.
  5. Reporting: These services provide clear, comprehensive reports on recovery efforts and outstanding debts.

How much do medical collection services typically cost?

The cost of medical collection services can vary greatly, depending on the size of the healthcare organization, the volume of collections required, and the specific features of the service. Some services may charge a flat monthly or annual fee, while others might take a percentage of the debt they successfully recover.

What is the typical pricing model for medical collection services?

Most medical collection services use a contingency-based pricing model, meaning they take a percentage of the debt they successfully recover. This percentage can range from 20% to 50%, depending on the age and complexity of the debt. Some services may also offer a flat fee model, especially for larger healthcare organizations with a high volume of collections.

What is the range of pricing for medical collection services?

The pricing range for medical collection services can be wide, largely due to the contingency-based model many use. A service might charge anywhere from 20% to 50% of the debt they recover. Additionally, some services may have a flat fee structure, typically ranging from several hundred to several thousand dollars per month.

What are the cheapest and most expensive medical collection services?

It's difficult to identify the cheapest and most expensive services due to the variability in pricing models. However, generally speaking, services that charge a lower contingency fee (closer to 20%) or a lower flat fee (several hundred dollars per month) would be considered less expensive, while those with higher contingency fees (closer to 50%) or higher flat fees (several thousand dollars per month) would be more costly.

Are there any free options for medical collection services?

Typically, there are no free options for medical collection services due to the cost involved in pursuing debt recovery. However, many services only charge a fee when they successfully recover a debt, meaning there's no upfront cost for their services. It's always advisable to discuss pricing and fee structure with a potential service provider to understand their specific model.

Other Healthcare Software Reviews


In conclusion, selecting the best medical collection service is crucial for healthcare organizations seeking to recover outstanding debts while maintaining a focus on patient care. There is a broad range of services available, each with its unique strengths and specialized offerings. The right choice for your organization will depend on your specific needs, the size of your operation, and the volume of collections required.

Key takeaways

  1. Evaluate core functionality: The best medical collection services offer core functionalities like effective debt recovery strategies, legal compliance, patient advocacy, customization to suit individual needs and detailed reporting.
  2. Consider usability: User experience is a significant factor. Look for services with intuitive interfaces, easy onboarding processes, and robust customer support. The ease of use can significantly impact your organization's efficiency and effectiveness in handling debt recovery.
  3. Pricing is Variable: Medical collection service pricing is often contingent on successful debt recovery. The cost can range widely depending on the service, the volume of collections, and the complexity of the debts. It's important to fully understand the pricing model and fee structure before engaging in a service.

Remember, the goal is to find a service that can efficiently and effectively recover debts while allowing your organization to focus on what matters most - providing excellent patient care.

What Do You Think?

We've tried our best to provide a comprehensive guide to the best medical collection services available today. However, we acknowledge that the rapidly evolving nature of technology means there may be tools we've overlooked.

Please let us know if you have a favorite tool that didn't make our list. Your suggestions and feedback help us ensure we provide our readers the most valuable information. Thank you for your insights and support in our continuous journey to provide comprehensive and up-to-date resources.

By John Payne

John Payne is the co-founder and company director of Symphony Health. With over 20 years of management experience John is working alongside his wife, Dr. Kate Payne to build a multi-site Medical Practice where staff work collaboratively for the good of their patients. John is passionate about improving access to quality Healthcare in North Vancouver and sharing best practice with other people managing medical practices.